When a friend asks for a favor, you may do it with no questions asked. Right? It may be time to rethink that policy.
In this new con, a scammer poses as a friend asking for a simple favor. The email is so convincing that BBB staff almost fell for it!
How this scam works
You get an email that appears to be from a friend or family member. The message looks harmless and casual òòò½ÊÓÆµ” like something a friend might really write. For example, one version reads: òòò½ÊÓÆµœHi, how are things going with you? Are you busy? I need a quick favor.òòò½ÊÓÆµ The message even ends with òòò½ÊÓÆµœSent from my iPhone.òòò½ÊÓÆµ
Concerned about your friend, you reply and ask for more details. The òòò½ÊÓÆµœfriendòòò½ÊÓÆµ quickly responds that they are trying to buy a gift card for their nieceòòò½ÊÓÆµ™s birthday. However, they are traveling and having trouble purchasing the card online. òòò½ÊÓÆµœCould you get it from any local grocery store around you?òòò½ÊÓÆµ reads the email. òòò½ÊÓÆµœIòòò½ÊÓÆµ™ll pay you back as soon as I am back.òòò½ÊÓÆµ
The request sounds reasonable. But if you do buy the gift card, your òòò½ÊÓÆµœfriendòòò½ÊÓÆµ will ask you to share the cardòòò½ÊÓÆµ™s PIN and/or send a photo of the back of the card. By doing this, you are essentially handing money to the scammer. It is nearly impossible to get the money back because gift cards do not have the same protections as credit or debit cards.
Protect yourself from this con
Reach out to your friend directly. If you get an unusual request, call or text your friend to confirm their story. No matter how harmless the story sounds, always double-check before sending someone money.
Use gift cards wisely. Never do business with anyone who insists on payment with gift cards. Remember, providing the numbers from the back of a gift card is just like sending cash.
For more information
Learn more about how scammers use gift cards in a recent BBB study at .
If you have spotted a scam (whether you have lost money or not), report it to . Your report can help others avoid falling victim to scams.
Stay up on the latest scams by subscribing to BBB Scam Alerts emails at .
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